AtalayaAtalaya

Mayor

Ontígola, Toledo • House • Ref: #1CB7ED63

€38,000
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Size

204 m²

Price / m²

€186

OccupancyOccupied · type to verify
33
Mayor — Ontígola
Photo: Solvia
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Derelict

Photo quality

Good

Model observations

  • •Fachada: La fachada principal muestra un deterioro severo con desprendimientos de revestimiento y ladrillos expuestos.
  • •Exterior: Hay una zona con escombros y restos de construcción, indicando un estado de abandono o demolición parcial.
  • •Exterior: El tejado de la parte trasera parece estar en mal estado, con tejas rotas o faltantes y una lona roja cubriendo parte de él.

descriptionDescription

Solar urbano de 222 m2, destinado a la construcción de viviendas, situado en el municipio de Ontigola, en la provincia de Toledo. Se encuentra en la zona centro de la localidad, situación que le otorga una gran cercanía a todo tipo de servicios y negocios locales, tales como restaurantes, supermercados, centros educativos y médicos o sucursales bancarias, entre otros. En cuanto a las vías de acceso por carretera, las más habituales por su uso son N-IV, TO-2542, A-4, R-4.

Characteristics

Elevator

No

Year built

1920

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1386913VK5218N0001SL
Cadastral area
204 m²
Year built
1920
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

33/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
0/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 204.00m² en Ontígola a 186€/m² (mediana zona 1422€/m², delta -86.9%). En Ruina. Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -86.9% frente a la mediana zonal (1422€/m²)

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ontígola, Toledo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-86.9%Strong opportunity
Scope
Municipality
Zone median
€1,422 /m²
This asset
€186 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-74.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€733 /m²
This asset
€186 /m²
Samples
296
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€38,000
Transfer tax (ITP) 9% — Castilla-La Mancha€3,420
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€42,720
Estimated refurbishment (state: ruina)€183,500 – €285,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing