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AtalayaAtalaya

Calle Santiago

Huéscar, GranadaHouseRef: #1C6681F6

€6,590-97% vs area market
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Size

120 m²

Price / m²

€55

Rooms

2

OccupancyVacant
69
Calle Santiago — Huéscar
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La fachada presenta un aspecto envejecido con la pintura desconchada en la puerta principal y suciedad generalizada.
  • Balcon: El balcón tiene una barandilla de hierro oxidada y las puertas de madera parecen deterioradas.
  • Exterior: Las ventanas tienen persianas de lamas que parecen antiguas y algunas están rotas o en mal estado.

descriptionDescription

Casa adosada de 155 m² ubicada en Huéscar, Granada Se trata de una casa adosada de 155 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. La vivienda se encuentra situada en el núcleo urbano de Huéscar, cerca de una de las arterias principales que conecta con la A-330, lo que facilita el acceso hacia localidades próximas y otros puntos de interés de la comarca. El área dispone de servicio regular de autobuses que conecta Huéscar con distintas poblaciones cercanas, favoreciendo la movilidad tanto dentro del municipio como hacia otros lugares de la provincia. En la zona inmediata es posible encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos tanto de primaria como de secundaria, oficinas bancarias y una variedad de comercios locales que cubren las necesidades cotidianas. Entre los servicios más relevantes en las proximidades se hallan el Centro de Salud de Huéscar y el Hospital de La Inmaculada. Para actividades culturales y de ocio, destacan el Museo de Huéscar y el Parque Rodríguez Penalva, emblemático y reconocido por su extensión y zonas verdes. Asimismo, el Ayuntamiento de Huéscar, la Biblioteca Municipal y otras instalaciones públicas se encuentran a escasa distancia del inmueble. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Energy rating

E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 620 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 120.00m² en Huéscar a 55€/m² (mediana zona 1788€/m², delta %). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (615 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 615 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Huéscar, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-96.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,788 /m²
This asset
€55 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-91.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€55 /m²
Samples
336
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€6,590
Transfer tax (ITP) 7% — Andalucía€461
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€8,351
Estimated refurbishment (state: mejorable)€48,000€84,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2024 (620 days)
On Atalaya since25 Aug 2026
Last updated27 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing