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AtalayaAtalaya

Piso en Pedro Calderon de la Barca (de)

Roses, GironaApartmentRef: #1B2CF3EF

€120,000-54% vs area market
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Size

57 m²

Price / m²

€2,105

Rooms

2

OccupancyUnconfirmed
73
Piso en Pedro Calderon de la Barca (de) — Roses
Photo: Hipoges
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta vivienda luminosa y acogedora, con una distribución óptima que incorpora amplios ventanales para una entrada generosa de luz natural, creando una sensación de amplitud y calidez en cada uno de sus espacios y habitaciones, ubicada en la encantadora localidad de Roses, en la provincia de Girona. Se trata de un piso compuesto por salón-comedor, cocina con ventana a salón, 2 dormitorios, 1 baño y balcón. Se localiza próximo a la playa y el paseo Marítimo, con buenas comunicaciones mediante el acceso viario C-260. Forma parte de un edificio residencial situado en un entorno urbano que ofrece comodidad y fácil acceso a servicios esenciales. Roses, en Girona, dispone de buenos servicios médicos, centros educativos y una amplia oferta comercial, con tiendas, supermercados y mercados locales. Su hospital comarcal cercano y centros de salud cubren bien la zona. Está conectada por carretera con Figueres, la AP-7 y la N-260, facilitando el acceso a Girona, Francia y el resto de Cataluña, lo que la hace atractiva para vivir o invertir. No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

1982

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3394406EG1739S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

73/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
Physical state
20/25
Legal liens
7/15
Zone liquidity
5/15

Vivienda de 57.00m² en Roses a 2105€/m² (mediana zona 4600€/m², delta -54.2%). Buen Estado. Posesión desconocida. Zona muy_baja, 92 días en mercado.

trending_upStrengths

  • +Descuento del -54.2% frente a la mediana zonal (4600€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Roses, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-54.2%Strong opportunity
Scope
Municipality
Zone median
€4,600 /m²
This asset
€2,105 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+71.0%Above anchor
Scope
Province (MITMA)
Zone median
€1,231 /m²
This asset
€2,105 /m²
Samples
523
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 10% — Cataluña€12,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€133,420

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€139,000arrow_forward€120,000-13.67%

Listing intel

SourceHipoges
On Atalaya since31 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Roses by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing