AtalayaAtalaya

Calle Montemenor, Urb Balcones de Sierra Blanca

Balcones de Sierra Blanca, Marbella, Málaga • Apartment • Ref: #18F4AE2C

€925,000
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Size

159 m²

Price / m²

€5,818

Rooms

3

OccupancyOccupied · type to verify
42
Calle Montemenor, Urb Balcones de Sierra Blanca — Balcones de Sierra Blanca, Marbella
Photo: Solvia
1 / 32

AI visual analysis

Automated analysis · physical condition

32 of 32 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda de 3 dormitorios en Marbella, Málaga. La vivienda cuenta con 147 m² y se componen de salón-comedor, cocina independiente amueblada, 3 dormitorios, alguno de ellos con armarios empotrados y 3 baños. Equipada con preinstalación de aire acondicionado, dispone de una amplia terraza de 90 m² y el uso y disfrute privativo y exclusivo de un jardín de 25 m². Está ubicada en una urbanización privada, con ascensor, zonas ajardinadas y piscina comunitaria. Con ubicación privilegiada a pocos minutos de la playa de la Fontanilla, esta vivienda se localiza en una zona residencial con todo tipo de servicios cercanos como comercios, restaurantes, centros educativos, etc. Además, este residencial tiene conexión por transporte privado con fácil acceso a la AP-7 que comunican con Marbella capital en menos de 10 minutos. Con nuestros servicios podrá encontrar el activo residencial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Elevator

Yes

Year built

2005

Pool

Yes

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
9640104UF2494S0176IE
Cadastral area
160 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 159.00m² en Marbella a 5818€/m² (mediana zona 6056€/m², delta -3.9%). Buen Estado. Posesión con ocupación a verificar. Zona baja, 135 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Balcones de Sierra Blanca, Marbella, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-3.9%In line
Scope
Municipality
Zone median
€6,056 /m²
This asset
€5,818 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+49.3%Above anchor
Scope
Postal code
Zone median
€3,896 /m²
This asset
€5,818 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€925,000
Transfer tax (ITP) 7% — Andalucía€64,750
Notary (est.)€1,388
Land Registry (est.)€925
Admin agency (est.)€3,238
Estimated total investment€995,301

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (137 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing