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AtalayaAtalaya

Calle Sant Joan Bosco

Mataró, BarcelonaApartmentRef: #1720AC51

€109,000
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Size

36 m²

Price / m²

€3,028

Rooms

1

OccupancyUnconfirmed
44
Calle Sant Joan Bosco — Mataró
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La fachada presenta un aspecto envejecido con cables expuestos y suciedad acumulada.
  • Exterior: Las persianas de las ventanas muestran signos de desgaste y algunas están parcialmente cerradas.
  • Exterior: Se observa un toldo de un local comercial en la planta baja que también parece antiguo y con cierto deterioro.

descriptionDescription

Piso de 36 m² ubicado en Mataró, Barcelona. Se trata de un piso de 36 m² distribuidos en salón-comedor, cocina, 1 dormitorio y 1 baño. El piso se sitúa en el núcleo urbano de Mataró, con una excelente ubicación que permite disfrutar de las comodidades de la ciudad. Cuenta con buenos accesos a través de la carretera N-II y la autopista C-32, que conectan de manera eficiente con otras localidades y puntos de interés de la región. Además, dispone de comunicaciones públicas como la estación de tren de Mataró, que forma parte de la línea R1 de Rodalies de Catalunya, y varias líneas de autobuses urbanos e interurbanos que facilitan el transporte dentro y fuera de la ciudad. En la zona se encuentran diversos servicios como supermercados, restaurantes, centros educativos, oficinas bancarias, instalaciones deportivas y otros negocios comerciales. Entre los puntos de interés cercanos destacan el puerto deportivo de Mataró, el Hospital de Mataró, el Parque Central y las playas de Mataró, que ofrecen espacios de ocio y recreación para toda la familia. También se encuentra próximo el centro comercial Mataró Parc, que cuenta con una amplia oferta de tiendas, restaurantes y ocio. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1967

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 36 m² but the cadastre records 67 m² (+86%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1989009DF5918N0003TP
Cadastral area
67 m²
Year built
1967
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 741 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

44/100

Confidence: Medium

Score breakdown

Zone delta
0/30
Possession
Not assessable
Physical state
14/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 36.00m² en Mataró a 3028€/m² (mediana zona 2571€/m², delta +17.8%). Estado Mejorable. Posesión desconocida. Zona media, más de 2 años sin vender.

warningRisks

  • Precio +17.8% por encima de mediana zonal
  • 739 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+17.8%Above anchor
Scope
Municipality
Zone median
€2,571 /m²
This asset
€3,028 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+77.0%Above anchor
Scope
Postal code
Zone median
€1,711 /m²
This asset
€3,028 /m²
Samples
91
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€109,000
Transfer tax (ITP) 10% — Cataluña€10,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€382
Estimated total investment€121,282
Estimated refurbishment (state: mejorable)€14,500€25,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2024 (741 days)
On Atalaya since12 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing