AtalayaAtalaya

Lugar de Hoya Redonda, s/n

Merindad de Montija, Burgos • House • Ref: #16FE3CCE

€16,200-94% vs area market
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Size

210 m²

Price / m²

€77

Rooms

1

OccupancyUnconfirmed
44
Lugar de Hoya Redonda, s/n — Merindad de Montija
Photo: aliseda

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: La propiedad parece ser una casa de campo con un terreno amplio.
  • •Fachada: La fachada de la casa principal muestra signos de envejecimiento y desgaste.
  • •Exterior: Hay una valla de piedra y una puerta de metal oxidada en la entrada del terreno.

descriptionDescription

Os presentamos esta espaciosa casa ubicada en Merindad de Montija, Burgos. El inmueble se distribuye en una habitación, salón-comedor, cocina y un baño. Está situada en el corazón de Merindad de Montija. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a N-629. En Aliseda Inmobiliaria tenemos la mayor oferta de inmuebles al mejor precio garantizado. Descubre nuestra amplia oferta inmobiliaria y no pierdas la oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 210 m² but the cadastre records 428 m² (+104%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2497523VN6629S0001SP
Cadastral area
428 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 5229 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

44/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 210.00m² en Merindad de Montija a 77€/m² (mediana zona 1335€/m², delta %). Estado Mejorable. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warningRisks

  • −5228 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Merindad de Montija, Burgos

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-94.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,335 /m²
This asset
€77 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-95.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,708 /m²
This asset
€77 /m²
Samples
243
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€16,200
Transfer tax (ITP) 8% — Castilla y León€1,296
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€18,796
Estimated refurbishment (state: mejorable)€84,000 – €147,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2012 (5229 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing