AtalayaAtalaya

Calle Anjou

Sagunto/sagunt, Valencia • Apartment • Ref: #15F13045

€45,000
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Size

86 m²

Price / m²

€522

Rooms

1

OccupancyVacant
42
Calle Anjou — Sagunto/sagunt
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •La fachada presenta un deterioro significativo con desprendimientos de revestimiento y ladrillo expuesto.
  • •El interior muestra techos dañados con agujeros y paredes con marcas de humedad y desconchones.
  • •La cocina tiene muebles antiguos y deteriorados, y las baldosas están desfasadas.
  • •Los suelos de toda la propiedad son de baldosas antiguas y desgastadas.

descriptionDescription

Vivienda en venta de 86 m² y 1 dormitorio ubicado en Sagunto, provincia de Valencia. Situado cerca de la plaza mayor y del ayuntamiento. Construido en 1899, este piso cuenta con una superficie de 86 m² y se distribuye en varias estancias. Inmueble Exento de Certificado Energético. Buenas comunicaciones, a 600 metros de la estación del tren y próxima a la carretera nacional N-340. La zona dispone de equipamiento variado, centro de salud, supermercado, restaurantes, etc. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1899

Pool

No

Air conditioning

No

Heating

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
3559702YJ3935H0009ZA
Cadastral area
85 m²
Year built
1899
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2162 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 86.23m² en Sagunto/sagunt a 522€/m² (mediana zona 2357€/m², delta -77.9%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -77.9% frente a la mediana zonal (2357€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −2160 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sagunto/sagunt, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-77.9%Strong opportunity
Scope
Municipality
Zone median
€2,357 /m²
This asset
€522 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+9.2%Above anchor
Scope
Postal code
Zone median
€478 /m²
This asset
€522 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€45,000
Transfer tax (ITP) 10% — Comunitat Valenciana€4,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€50,800

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2020 (2162 days)
On Atalaya since11 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing