AtalayaAtalaya

Diseminado Afores

Borges Blanques (les), Lleida • Building • Ref: #14B4F243

€265,000
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Size

801 m²

Price / m²

€331

OccupancyVacant
60
Diseminado Afores — Borges Blanques (les)
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Exterior: La fachada del edificio parece estar en buen estado general, con un tejado de tejas bien conservado.
  • •Interior: Las paredes interiores muestran signos de haber sido repintadas recientemente en algunas zonas, pero también hay parches sin terminar y desconchones.
  • •Interior: El suelo está sucio y con escombros, indicando que hay obra en curso o que la propiedad ha sido vaciada recientemente.
  • •Interior: Las ventanas son modernas y parecen estar en buen estado, pero el interior general está vacío y sin mobiliario.

descriptionDescription

Edificio de 801 m² ubicada en Les Borges Blanques, Lleida. Se trata de un edificio destinado anteriormente a bar-restaurante y vivienda con una superficie total de 801 m² desarrollados en planta sótano, planta baja y planta alta. La planta baja se destinaba a bodega-comedor. La planta baja consta de varias salas donde se desarrollaba el restaurante y la planta superior está distribuida en varias estancias que harían función de dormitorios con baños. La casa se sitúa en el diseminado de Les Borges Blanques, en las afueras de la población, con buenos accesos por la carretera N-240 y proximidad a la autovía A-2, facilitando la conexión con otras localidades de la comarca. En el entorno existen líneas de autobús interurbano que comunican con Lleida y núcleos cercanos. Con nuestros servicios podrá encontrar el activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
25070A019000670000GF
Cadastral area
792 m²
Cadastral use
Agricultural

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2526 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Building use
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Edificio unknown de 801.11m² en Borges Blanques (les) a 331€/m² (mediana zona 51€/m², delta %). Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 118 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −2525 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Borges Blanques (les), Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+549.0%Above anchor
Scope
Province (MITMA)
Zone median
€51 /m²
This asset
€331 /m²
Samples
115
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€265,000
Transfer tax (ITP) 10% — Cataluña€26,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€928
Estimated total investment€293,428

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2019 (2526 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing