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Piso en de Ribas

Guardiola de Berguedà, BarcelonaApartmentRef: #13EA7BED

€89,631
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Size

82 m²

Price / m²

€1,093

Rooms

3

OccupancyUnconfirmed
60
Piso en de Ribas — Guardiola de Berguedà
Photo: Hipoges
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: El edificio presenta una fachada de piedra en buen estado general, con balcones y persianas que parecen funcionales.
  • Exterior: Se aprecian garajes en la planta baja con puertas de madera que muestran cierto desgaste.
  • Exterior: El entorno de la calle parece cuidado, con vehículos estacionados y vegetación.

descriptionDescription

Al tratarse de una Cesión de Remate derivada de una subasta judicial, el importe debe ser aprobado por el juzgado competente. El inmueble se transmite con las cargas y gravámenes reflejados en el registro, quedando las anteriores subrogadas. Todos los gastos de la venta pública y cancelación de cargas, así como deudas (comunidad, IBI, etc.), serán a cargo del cesionario. No es posible visitar el inmueble al desconocer su estado de ocupación; su distribución puede no ajustarse a la realidad. Para más información sobre la cesión, llámenos. NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Presentamos una magnífica oportunidad para inversores que buscan adquirir un activo con alto potencial de rentabilidad y revalorización. Este piso, se convierte en una excelente alternativa dentro del mercado inmobiliario actual, especialmente para quienes desean acceder a inmuebles con condiciones ventajosas. Ubicado en una zona consolidada de la localidad de Guardiola de Berguedà, el inmueble goza de una localización estratégica, próxima a servicios esenciales, comercios, transporte público y principales vías de comunicación. Este entorno combina tranquilidad residencial y accesibilidad urbana, factores que aumentan su atractivo tanto para uso futuro propio como para inversión destinada al alquiler o reventa. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia.

Characteristics

Bathrooms

2

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

2007

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7763108DG0776S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
Physical state
14/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 82.00m² en Guardiola de Berguedà a 1093€/m² (mediana zona 3269€/m², delta -66.6%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (21 días).

trending_upStrengths

  • +Descuento del -66.6% frente a la mediana zonal (3269€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Guardiola de Berguedà, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-66.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€1,093 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-34.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€1,093 /m²
Samples
3726
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€89,631
Transfer tax (ITP) 10% — Cataluña€8,963
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€314
Estimated total investment€99,908
Estimated refurbishment (state: mejorable)€33,000€57,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since10 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing