AtalayaAtalaya

Calle Major

Mieres, Girona • Duplex • Ref: #13931210

€250,000
open_in_newView original listing

Get new bank-owned properties in Mieres under your budget by email. Free.

Size

140 m²

Price / m²

€1,790

Rooms

3

OccupancyOccupied · no titleDeduced by AI
38
Calle Major — Mieres
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada de piedra del edificio de la derecha se ve en buen estado, con ventanas y balcones bien conservados.
  • •La fachada del edificio de la izquierda, de color blanco, también presenta un buen estado general, con balcones y persianas en buen uso.
  • •El pavimento exterior de la plaza está limpio y en buenas condiciones.

descriptionDescription

Piso tipo dúplex en Mieres, Girona. Vivienda con 140 m² distribuidos en salón-comedor, cocina independiente, 3 dormitorios y 2 baños. Situada en el núcleo urbano cuenta con todo tipo de servicios básicos como restaurantes, supermercados, comercios, etc. Mieres pertenece al parque natural de la Zona Volcánica de la Garrocha, está situado al norte de la sierra de Finestres. Cuenta con buena accesibilidad privada a través de la GI-524, por la que podrá desplazarse con facilidad por el entorno natural, y llegar a poblaciones cercanas como Olot o Banyoles y su lago. En definitiva, una solución competitiva para cualquier modelo de familia, que podrá desarrollarse en plenitud dentro de un entorno social que goza de las comodidades de una gran ciudad, pero llevadas a un ritmo al margen del estrés. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1920

Pool

No

Air conditioning

No

Heating

Yes

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 139.67 m² but the cadastre records 199 m² (+42%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0236201DG7603N0004WG
Cadastral area
199 m²
Year built
1920
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1804 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
8/30
Possession
2/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 139.67m² en Mieres a 1790€/m² (mediana zona 1897€/m², delta -5.6%). Buen Estado. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −IA detectó: El activo se encuentra ocupado por persona sin justo título.
  • −1802 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mieres, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-5.6%In line
Scope
Municipality
Zone median
€1,897 /m²
This asset
€1,790 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+461.1%Above anchor
Scope
City
Zone median
€319 /m²
This asset
€1,790 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€250,000
Transfer tax (ITP) 10% — Cataluña€25,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€875
Estimated total investment€276,875

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 Aug 2026
€140,000arrow_forward€250,000-78.57%

Listing intel

SourceSolvia
On the market sinceSept 2021 (1804 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing