AtalayaAtalaya

Piso en Cl Herradura

Espiel, Córdoba • Apartment • Ref: #1347E6C1

€25,000-64% vs area market
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Size

53 m²

Price / m²

€472

Rooms

1

OccupancyUnconfirmed
67
Piso en Cl Herradura — Espiel
Photo: Hipoges
1 / 25

AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir esta vivienda ubicada en la localidad de Espiel (Córdoba). La vivienda se encuentra situada en la planta alta del edificio. Tiene su entrada independiente desde la planta baja, mediante escaleras de acceso desde la calle. Cocina abierta con el salón-comedor, con mucha luz gracias a sus ventanales, baño alicatado hasta el techo. dispone de carpintería exterior de aluminio con acristalamiento sencillo con persianas enrollables pensadas para ofrecer máxima protección, durabilidad y eficiencia energética en cualquier época del año, carpintería interior de madera principalmente perfecta para separar estancias y generar privacidad en el interior del hogar, goza de balcón al exterior que aporta un extra y es una extensión al exterior siendo un espacio privado al aire libre sin necesidad de salir de casa. Se ubica en un entorno bien comunicado, en el centro del municipio, el grado de consolidación es medio-alto y se encuentra alcance de todos los servicios que dispone el municipio, tales como, equipamientos sanitarios, educativos, deportivo, lúdicos, establecimientos de comercios y zona de restaurantes y ocio y zonas verdes. Dispone de buena comunicación por carreteras. En una zona inmejorable muy bien comunicada por carretera, lo que facilita los desplazamientos a distintos puntos de la región o del país. Situado en una zona residencial tranquila, este piso disfruta de una ubicación estratégica. Dispone de todos los servicios públicos o privados necesarios como pequeño comercio de proximidad, supermercados y gran oferta gastronómica. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1960

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 53 m² but the cadastre records 180 m² (+240%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3589210UH2238N
Cadastral area
180 m²
Year built
1960
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

67/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 53.00m² en Espiel a 472€/m² (mediana zona 1330€/m², delta -64.5%). Buen Estado. Posesión desconocida. Zona muy_baja, 112 días en mercado.

trending_upStrengths

  • +Descuento del -64.5% frente a la mediana zonal (1330€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Espiel, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-64.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,330 /m²
This asset
€472 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-31.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€693 /m²
This asset
€472 /m²
Samples
184
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€25,000
Transfer tax (ITP) 7% — Andalucía€1,750
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€28,050

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
12 Jun 2026
€29,500arrow_forward€25,000-15.25%

Listing intel

SourceHipoges
On Atalaya since11 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing