AtalayaAtalaya

Local Comercial en Argenteria

Vilanova i la Geltrú, Barcelona • Retail • Ref: #11DA418A

€87,000
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Size

132 m²

Price / m²

€659

OccupancyUnconfirmed
63
Local Comercial en Argenteria — Vilanova i la Geltrú
Photo: Hipoges
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR No pierdas la oportunidad de adquirir en propiedad este local comercial diáfano pendiente de acondicionar de estructura de hormigón y ladrillo, perfecto para un espacio de negocio en el que se pueden desarrollar distintas actividades profesionales, ubicado en la localidad de Vilanova i la Gertrú, provincia de Barcelona. Muy bien distribuido en una superficie en forma de “U”. El local se encuentra en la planta baja de un edificio residencial construido en el año 2006. Con fachada a vía pública en tráfico rodado muy atractivo para la prosperidad de cualquier negocio. Dispone de acceso por persiana metálica a pie de calle. Vilanova i la Geltrú cuenta con una costa que se extiende a lo largo de aproximadamente 4 kilómetros. El centro histórico de la ciudad es encantador, con calles estrechas y adoquinadas, plazas pintorescas y edificios históricos bien conservados. Ofrece todos los servicios necesarios para la vida diaria de sus residentes. Se encuentra cerca de la Autopista C-32, que conecta la ciudad con Barcelona y otras localidades de la región. También es accesible desde la carretera C-31. La ciudad tiene una estación de tren que forma parte de la red ferroviaria de cercanías de Barcelona. Además, cuenta con varias líneas de autobuses. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Year built

2006

Air conditioning

No

Heating

No

Storage room

No

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3448704CF9634N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

63/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
12/15

Local comercial planta calle de 132.00m² en Vilanova i la Geltrú a 659€/m² (mediana zona 754€/m², delta -12.6%). desconocida. Zona baja, 112 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 16 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova i la Geltrú, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-12.6%Good price
Scope
City
Zone median
€754 /m²
This asset
€659 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€87,000
Transfer tax (ITP) 10% — Cataluña€8,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€305
Estimated total investment€97,005

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€98,525arrow_forward€87,000-11.7%

Listing intel

SourceHipoges
On Atalaya since10 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing