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AtalayaAtalaya

Calle Pedregar

Manresa, BarcelonaHouseRef: #10FC6D3D

€1,000,000,000-84% vs area market
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Size

359 m²

Price / m²

€2,785,515

Rooms

4

OccupancyVacant
69
Calle Pedregar — Manresa
Photo: Solvia
1 / 46

AI visual analysis

Automated analysis · physical condition

46 of 46 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Producto destinado a promotor/inversor. Se trata de 4 fincas registrales incluidas en un Polígono de Actuación Urbanística a desarrollar por el sistema de cooperación, que está impulsando el propio Ayto de Manresa. La finca principal está catalogada y protegida (es la antigua Cambra de Comerç i Industria de Manresa) y el resto de fincas están destinadas a derribo. Está compuesto por 4 fincas registrales que forman parte de un ámbito residencial en transformación urbanística. La superficie de suelo que ocupa la construcción es de 359 m2, siendo la superficie constructiva del edificio de 1499 m², formada por una finca que antes estaba compuesta de dos casas, junto con otras pequeñas edificaciones. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público. Con nuestros servicios podrá encontrar el activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

4

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2404001DG0220A0001QQ

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 561 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 359.00m² en Manresa a 2785515€/m² (mediana zona 2159€/m², delta %). Buen Estado. Posesión libre. Zona media, stock estancado (559 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 559 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Manresa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+128918.8%Above anchor
Scope
Municipality
Zone median
€2,159 /m²
This asset
€2,785,515 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+297816.0%Above anchor
Scope
Postal code
Zone median
€935 /m²
This asset
€2,785,515 /m²
Samples
62
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,000,000,000
Transfer tax (ITP) 10% — Cataluña€100,000,000
Notary (est.)€1,500,000
Land Registry (est.)€1,000,000
Admin agency (est.)€3,500,000
Estimated total investment€1,106,000,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
12 Aug 2026
€125,000arrow_forward€1,000,000,000-799900%

Listing intel

SourceSolvia
On the market sinceFeb 2025 (561 days)
On Atalaya since27 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Manresa by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing