AtalayaAtalaya

Piso en Venta en Camino Monturque,77

Moriles, Cordoba • Apartment • Ref: #107B8C5A

€47,500-61% vs area market
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Size

91 m²

Price / m²

€522

Rooms

3

OccupancyUnconfirmed
61
Piso en Venta en Camino Monturque,77 — Moriles
Photo: Diglo
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AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada principal está en buen estado, sin desconchones visibles.
  • •Balcon: Las barandillas de los balcones muestran signos de óxido y desgaste, sugiriendo necesidad de mantenimiento.
  • •Exterior: El edificio en general parece bien conservado, aunque con un estilo algo anticuado.

descriptionDescription

Encantadora vivienda en venta ubicada en la planta segunda, de un edificio, en la Calle Monturque, 77 ubicado en la Localidad de Moriles, Córdoba. Cuenta con una superficie construida de 91, m2 La distribución de este acogedor espacio incluye 3 habitaciones y 1 baños, perfectos para familias. El salón en el auténtico corazón de la vivienda brinda un ambiente cálido y acogedor que no solo aporta luz natural, sino también una agradable ventilación refrescante, cocina sin amueblar. Ubicado en un entorno urbano con un grado de consolidación saturado y un desarrollo completo de carácter residencial, la ubicación ofrece una experiencia de vida tranquila y conveniente, cerca de servicios, comercios y todas las comodidades necesarias para una vida cómoda y conveniente en Moriles, Córdoba. ¡No dejes pasar esta oportunidad única! Contáctanos ahora para obtener más información y programar una visita. Otras características Planta 02 Calificación Energética G

Characteristics

Bathrooms

1

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7950633UG5474N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

61/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
1/15

Vivienda de 91.00m² en Moriles a 522€/m² (mediana zona 1330€/m², delta -60.8%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (39 días).

trending_upStrengths

  • +Descuento del -60.8% frente a la mediana zonal (1330€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Moriles, Cordoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-60.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,330 /m²
This asset
€522 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-24.7%Good price
Scope
Province (MITMA)
Zone median
€693 /m²
This asset
€522 /m²
Samples
184
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€47,500
Transfer tax (ITP) 7% — Andalucía€3,325
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€52,125
Estimated refurbishment (state: mejorable)€36,500 – €63,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since4 May 2026
Last updated12 Jun 2026

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing