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AtalayaAtalaya

Calle Sebastián Elcano

Bailén, JaénApartmentRef: #0FC1AAB0

€69,000
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Size

140 m²

Price / m²

€493

Rooms

4

OccupancyVacant
50
Calle Sebastián Elcano — Bailén
Photo: Solvia
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Salon: Los suelos de gres están desgastados y sucios, y las paredes necesitan una capa de pintura.
  • Cocina: La cocina tiene azulejos antiguos y los muebles están incompletos y deteriorados.
  • Dormitorio: Las paredes y el suelo muestran signos de desgaste y suciedad, requiriendo una actualización.
  • Fachada: El edificio exterior parece estar en buen estado general, con ladrillo visto y balcones.

descriptionDescription

Piso situado en la planta baja de un edificio plurifamiliar de seis plantas sobre rasante, sito en el municipio de Bailén, en la provincia de Jaén. La vivienda tiene una superficie aproximada de 142,40 m² y se distribuye en hall, estar-comedor, cocina con despensa, cuatro dormitorios, dos baños y amplio patio. Se sitúa en un edificio de uso característico residencial que consta de una planta semisótano de uso comercial y portal del edificio y cinco plantas altas destinadas a viviendas. Cuyo año de construcción es el 1970. Se localiza en un entorno homogéneo, constituido por edificios de viviendas plurifamiliares entre medianerías, de hasta seis plantas de altura de uso residencial y comercial, configurando manzanas cerradas. Dispone de equipamientos completos en el entorno como asistencia médica, bancos, comercial, deportivo, escolar, lúdico, religioso, restaurantes, etc. Cuenta con comunicaciones completas con el resto de la provincia por carreteras y autopistas (A-44, A-316, Autovías de acceso a Jaén J-12 y J-14, Nacional N-323a) , servicios de autobuses urbanos e interurbanos. Buenas comunicaciones con el resto de la ciudad, con paradas próximas de autobuses y taxis. Dispone de estación de ferrocarril, y aeropuerto a unos 120 km.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 139.96 m² but the cadastre records 214 m² (+53%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1968003VH3116N0027OM
Cadastral area
214 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 139.96m² en Bailén a 493€/m² (mediana zona 485€/m², delta +1.6%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bailén, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+1.6%In line
Scope
Municipality
Zone median
€485 /m²
This asset
€493 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+1.6%In line
Scope
Postal code
Zone median
€485 /m²
This asset
€493 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€69,000
Transfer tax (ITP) 7% — Andalucía€4,830
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€75,130
Estimated refurbishment (state: mejorable)€56,000€98,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 Aug 2026
Last updated1 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing