AtalayaAtalaya

Casa en Cl Oliva, Baza

Baza • House • Ref: #0F5420F1

€80,800-39% vs area market
open_in_newView original listing

Size

227 m²

Price / m²

€356

Rooms

5

OccupancyUnconfirmed
60
Casa en Cl Oliva, Baza — Baza, Baza
Photo: Cimenta2
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Casa unifamiliar de tres plantas, compuesta por cinco dormitorios y un cuarto de baño. Se encuentra situado en el municipio de Baza, provincia de Granada. El inmueble se encuentra en estado de reforma integral. Casa unifamiliar antigua construida en 1940, rodeada de viviendas de similares características. Se encuentra en el centro del municipio de Baza, cercano al Ayuntamiento de dicha población, a la plaza mayor y a la Iglesia Mayor. Cuenta con restauración, plaza de toros, supermercados, centros educativos, Hospital General de Baza, Estación de autobuses, y se halla a 28 km del Parque Natural Sierra de Baza. La vivienda está compuesta por tres plantas. La planta baja está compuesta por un distribuidor, cocina independiente, un cuarto de baño, salón-comedor, y parcela trasera con patio. La planta primera comprende cuatro dormitorios y dos balcones y la segunda planta tiene un gran dormitorio.

Characteristics

Bathrooms

1

Elevator

No

Year built

1940

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0196403WG2409N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 301 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
12/15

Vivienda de 227.16m² en Baza a 356€/m² (mediana zona 584€/m², delta -39.0%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 300 días en mercado.

trending_upStrengths

  • +Descuento del -39.0% frente a la mediana zonal (584€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Baza, Baza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-39.0%Strong opportunity
Scope
Municipality
Zone median
€584 /m²
This asset
€356 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Listing intel

SourceCimenta2
On the market sinceNov 2025 (301 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing