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AtalayaAtalaya

Carretera Sant Joan de les Abadesses

Olot, GironaLandRef: #0F3064CA

€423,000
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Size

3863 m²

Price / m²

€109

OccupancyVacant
76
Carretera Sant Joan de les Abadesses — Olot
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Suelos en venta en Olot, municipio y localidad española de la provincia de Gerona, en Cataluña. Capital de la comarca de La Garrocha. Te ofrecemos la mejor selección de activos inmobiliarios para que pongas en marcha todos tus proyectos. Suelo urbano no consolidado, ubicado en la carretera de Olot a Ripoll. Cuenta con una superficie total de 4.361 m², formado por dos fincas unidas, y una edificabilidad de 4.314 m² con un porcentaje de ámbito del 100%. Se encuentra en una zona tranquila al norte de la localidad. Con los servicios de Solvia podrá conocer las posibilidades reales de este suelo y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
7108406DG5770N0001PH

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 4926 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
13/15

Suelo urbano (uso unknown) de 3863.40m² en Olot a 109€/m² (mediana zona 124€/m², delta -11.7%). Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 4925 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Olot, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-58.9%Strong opportunity
Scope
City
Zone median
€265 /m²
This asset
€109 /m²
Samples
20
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€423,000
Transfer tax (ITP) 10% — Cataluña€42,300
Notary (est.)€635
Land Registry (est.)€423
Admin agency (est.)€1,481
Estimated total investment€467,839

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2013 (4926 days)
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Olot by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing