AtalayaAtalaya

Uria

Cangas del Narcea, Asturias • Apartment • Ref: #0E9387D6

€5,684
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Size

40 m²

Price / m²

€142

Rooms

2

OccupancyVacant
51
Uria — Cangas del Narcea
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 50 m2 situado en edificio de tres plantas sobre rasante ubicado en el municipio de Cangas del Narcea , provincia de Asturias. La vivienda ofertada 'presenta una distribución de salón comedor, cocina, dos dormitorios y un baño. El entorno cuenta con las infraestructuras urbanas básicas (alumbrado público, suministro eléctrico, red de saneamiento, abastecimiento de agua potable y encintado de aceras), las cuales aparentemente se encuentran en buen estado de conservación. Las comunicaciones del entorno con el resto de la población son suficientes para las necesidades de la zona.

Characteristics

Bathrooms

1

Year built

1956

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
9238035PH9893N0001ZD
Cadastral area
40 m²
Year built
1956
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1350 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 40.00m² en Cangas del Narcea a 142€/m² (mediana zona 1779€/m², delta -92.0%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -92.0% frente a la mediana zonal (1779€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −1347 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cangas del Narcea, Asturias

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-92.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,779 /m²
This asset
€142 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-87.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,164 /m²
This asset
€142 /m²
Samples
151
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€5,684
Transfer tax (ITP) 8% — Asturias€455
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€7,439

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2022 (1350 days)
On Atalaya since28 Aug 2026
Last updated28 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing