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Piso en la Gloria

Santander, CantabriaApartmentRef: #0E201B02

€126,100
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Size

95 m²

Price / m²

€1,327

Rooms

4

OccupancyOccupied · legal tenantDeduced by AI
73
Piso en la Gloria — Santander
Photo: Hipoges
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR INMUEBLE EN RENTABILIDAD ¡Inversión con rentabilidad inmediata! Si estás buscando una oportunidad de inversión estable, este piso actualmente alquilado representa una opción perfecta. Se trata de un piso, ideal para inversores que deseen obtener rentabilidad, lo convierte en un producto atractivo y seguro, con un perfil de riesgo bajo dentro del mercado inmobiliario. El piso forma parte de un edificio residencial ubicado en una zona consolidada y bien comunicada ubicado en la localidad de Santander, dentro de un entorno que combina comodidad, servicios cercanos y calidad de vida. Gracias a su localización estratégica, este piso cuenta con alta demanda de alquiler, tanto por familias como por jóvenes profesionales, garantizando así un ingreso sostenido y un flujo estable de ingresos para el propietario. En su entorno inmediato se encuentran colegios, supermercados, centros de salud, zonas verdes y una amplia red de transporte público, con paradas a escasos minutos que facilitan la conexión con el centro urbano y las localidades vecinas. Además, el barrio dispone de una variada oferta de comercios, restauración y ocio, lo que refuerza su atractivo tanto para vivir como para invertir. Por su ubicación, estabilidad y proyección de valor, esta propiedad constituye una inversión inteligente y segura dentro de un mercado en constante crecimiento. Una oportunidad única para quienes desean consolidar o diversificar su cartera inmobiliaria. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

Yes

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2430016VP3123A

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

73/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
12/20
Physical state
Not assessable
Legal liens
7/15
Zone liquidity
9/15

Vivienda de 95.00m² en Santander a 1327€/m² (mediana zona 4410€/m², delta -69.9%). Estado Pendiente De Análisis Visual. Posesión con inquilino legal. Zona baja, 114 días en mercado.

trending_upStrengths

  • +Descuento del -69.9% frente a la mediana zonal (4410€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santander, Cantabria

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-69.9%Strong opportunity
Scope
Municipality
Zone median
€4,410 /m²
This asset
€1,327 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-19.6%Good price
Scope
City
Zone median
€1,650 /m²
This asset
€1,327 /m²
Samples
23
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€126,100
Transfer tax (ITP) 10% — Cantabria€12,610
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€441
Estimated total investment€140,151

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 4 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
2 Jun 2026
€141,705arrow_forward€141,505-0.14%
2 Jul 2026
€141,505arrow_forward€126,500-10.6%
21 Jul 2026
€126,500arrow_forward€126,400-0.08%
27 Aug 2026
€126,400arrow_forward€126,100-0.24%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Santander by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing