AtalayaAtalaya

House For Sale In C Rosers Maçanet de la Selva Girona

Maçanet de la Selva, Girona • House • Ref: #0E0079E4

€225,000-40% vs area market
open_in_newView original listing

Get new bank-owned properties in Maçanet de la Selva under your budget by email. Free.

Size

232 m²

Price / m²

€970

Rooms

4

OccupancyUnconfirmed
59
House For Sale In C Rosers Maçanet de la Selva Girona — Maçanet de la Selva
Photo: Servihabitat
1 / 27

AI visual analysis

Automated analysis · physical condition

27 of 27 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •El salón presenta paredes con marcas y el suelo de baldosas está desgastado, sugiriendo necesidad de pintura y posible pulido de suelo.
  • •La cocina tiene muebles de madera en buen estado, pero faltan electrodomésticos y la encimera muestra signos de uso.
  • •Los baños tienen azulejos y sanitarios antiguos, aunque funcionales, y uno de ellos tiene una ducha con mampara básica.
  • •La terraza exterior es amplia y con baldosas de barro, pero la barandilla y el suelo muestran desgaste por el paso del tiempo.

descriptionDescription

C. Rosers.... Estado: second-hand. Extras: swimming-pool, garden

Characteristics

Bathrooms

3

Heating

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
17109A00300118

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 232.00m² en Maçanet de la Selva a 970€/m² (mediana zona 1623€/m², delta -40.2%). Estado Mejorable. Posesión desconocida. Zona baja, inventario reciente (0 días).

trending_upStrengths

  • +Descuento del -40.2% frente a la mediana zonal (1623€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Maçanet de la Selva, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-40.2%Strong opportunity
Scope
Municipality
Zone median
€1,623 /m²
This asset
€970 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-3.7%In line
Scope
Postal code
Zone median
€1,007 /m²
This asset
€970 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€225,000
Transfer tax (ITP) 10% — Cataluña€22,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€788
Estimated total investment€249,288
Estimated refurbishment (state: mejorable)€93,000 – €162,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Maçanet de la Selva by AI score

Calle Selva
70

Calle Selva

€138,000

€857/m² · 161 m²

View analysisarrow_forward
Calle Collsacabra, s/n
68

Calle Collsacabra, s/n

€188,000

€882/m² · 213 m²

View analysisarrow_forward
House For Sale In C de la Font Urb Montbarbat 3 Maçanet de la Selva Girona
66

House For Sale In C de la Font Urb Montbarbat 3 Maçanet de la Selva Girona

€179,000

€1,006/m² · 178 m²

View analysisarrow_forward
Collsacabra
63

Collsacabra

€133,000

€1,442/m² · 92.23 m²

View analysisarrow_forward
Calle Pinatell 9 Pc.122 Maçanet Resd.park, s/n
63

Calle Pinatell 9 Pc.122 Maçanet Resd.park, s/n

€107,190

€900/m² · 119 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing