AtalayaAtalaya

Casa Adosada en Calle Caravaca

Archena, Murcia • House • Ref: #0CE044B1

€89,800
open_in_newView original listing

Get new bank-owned properties in Archena under your budget by email. Free.

Size

390 m²

Price / m²

€230

Rooms

3

OccupancyUnconfirmed
38
Casa Adosada en Calle Caravaca — Archena
Photo: Hipoges
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para comprar esta casa de pueblo, con fachada de ladrillo revestido en enfoscado, de dos alturas, incluye garaje privado en planta baja, ubicada en Archena, provincia de Murcia. La vivienda está distribuida en cuatro dormitorios y dos baños, más salón y cocina independientes. Cuenta con plaza de garaje propia en la planta baja. Archena cuenta con un centro de salud que ofrece atención primaria y urgencias, mientras que hospitales cercanos en Murcia y otras localidades cubren especialidades médicas. En el ámbito educativo, dispone de guarderías, colegios de educación infantil y primaria, institutos de secundaria y centros de formación profesional, garantizando una oferta educativa completa. Su actividad comercial es variada, con mercados, supermercados, tiendas locales y centros de servicios. Entre sus ventajas destacan su reconocido balneario de aguas termales, su clima cálido y su entorno natural junto al río Segura, ideal para el ocio y el turismo. Además, es una localidad con una gran oferta cultural y festiva. En cuanto a conexiones terrestres, Archena está bien comunicada mediante la autovía A-30 y carreteras regionales, además de contar con líneas de autobús que facilitan el acceso a Murcia y otros municipios cercanos, lo que la convierte en una opción atractiva para vivir y visitar. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Elevator

No

Terrace

Yes

Parking

Yes

Year built

1954

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 390 m² but the cadastre records 272 m² (-30%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0001909XH5200A
Cadastral area
272 m²
Year built
1954
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
7/15
Zone liquidity
12/15

Vivienda de 390.00m² en Archena a 230€/m² (mediana zona 1463€/m², delta -84.3%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona baja, 92 días en mercado.

trending_upStrengths

  • +Descuento del -84.3% frente a la mediana zonal (1463€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Archena, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-84.3%Strong opportunity
Scope
Municipality
Zone median
€1,463 /m²
This asset
€230 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-62.3%Strong opportunity
Scope
City
Zone median
€610 /m²
This asset
€230 /m²
Samples
40
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€89,800
Transfer tax (ITP) 8% — Murcia€7,184
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€314
Estimated total investment€98,298

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Archena by AI score

Calle Oceanía
91

Calle Oceanía

€60,000

€473/m² · 126.95 m²

View analysisarrow_forward
Calle Del Pino
85

Calle Del Pino

€247,000

€684/m² · 361 m²

View analysisarrow_forward
Casa en Archena (murcia)
73

Casa en Archena (murcia)

€65,000

€822/m² · 79.05 m²

View analysisarrow_forward
Casa en Archena (murcia)
73

Casa en Archena (murcia)

€65,000

€878/m² · 74 m²

View analysisarrow_forward
Calle Corpus Christi
69

Calle Corpus Christi

€127,000

€500/m² · 254 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing