AtalayaAtalaya

Calle Guillermo Simonelli, s/n

Zurgena, Almería • Apartment • Ref: #0CBD9AB3

€72,050
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Size

163 m²

Price / m²

€442

Rooms

3

OccupancyVacant
49
Calle Guillermo Simonelli, s/n — Zurgena
Photo: aliseda
1 / 39

AI visual analysis

Automated analysis · physical condition

39 of 39 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Pasillo: Las paredes necesitan pintura y se aprecian marcas de haber retirado objetos.
  • •Salon: Las paredes tienen diferentes tonos de pintura y se observa un desgaste general.
  • •Dormitorio: Las paredes presentan manchas y la pintura está deteriorada en algunas zonas.
  • •Bano: El baño está destripado y necesita una reforma completa.

descriptionDescription

Os presentamos este excelente piso de obra nueva situado en Zurgena, Almeria. La vivienda se distribuye en tres habitaciones, salón-comedor, cocina, un baño y un balcón. La vivienda se encuentra en la 1a planta del edificio. Está situado en el centro de Zurgena. En sus alrededores encontramos supermercados y varias paradas de autobús. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a Autovía del Almanzora. No te pierdas esta oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

2

Floor

1

Elevator

No

Terrace

Yes

Parking

No

Year built

2007

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 163 m² but the cadastre records 27 m² (-83%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4846001WG8344N0067OT
Cadastral area
27 m²
Year built
2007
Cadastral use
Storage/parking (residential)

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 163.00m² en Zurgena a 442€/m² (mediana zona 1564€/m², delta -71.7%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (66 días).

trending_upStrengths

  • +Descuento del -71.7% frente a la mediana zonal (1564€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Zurgena, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-71.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,564 /m²
This asset
€442 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-43.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€788 /m²
This asset
€442 /m²
Samples
386
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€72,050
Transfer tax (ITP) 7% — Andalucía€5,044
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€78,394
Estimated refurbishment (state: mejorable)€65,000 – €114,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJun 2026 (67 days)
On Atalaya since28 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing