AtalayaAtalaya

Calle Las Piedras

Murtas, Granada • House • Ref: #0BF1DA42

€137,400
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Size

489 m²

Price / m²

€281

Rooms

3

OccupancyOccupied · type to verify
30
Calle Las Piedras — Murtas
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Chalet aislado de 489 m² ubicado en Murtas, Granada. Se trata de un chalet aislado de 489 m² desarrollados en dos plantas y distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños, La planta baja está destinada a local/almacén. Chalet aislado se sitúa en el núcleo urbano de Murtas, contando con fácil acceso por la carretera GR-5202. En la zona existe servicio de autobús interurbano, lo que facilita la conexión con los municipios cercanos. En el entorno se pueden encontrar servicios básicos para las necesidades cotidianas. A pocos minutos se encuentra la iglesia de San Miguel Arcángel, lugar de interés en la localidad. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Year built

2009

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 488.7 m² but the cadastre records 431 m² (-12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
18144A003001230001GL
Cadastral area
431 m²
Year built
2009
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

30/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 488.70m² en Murtas a 281€/m² (mediana zona 1788€/m², delta -84.3%). Estado Pendiente De Análisis Visual. Posesión con ocupación a verificar. Zona muy_baja, 151 días en mercado.

trending_upStrengths

  • +Descuento del -84.3% frente a la mediana zonal (1788€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Murtas, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-84.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,788 /m²
This asset
€281 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-56.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€281 /m²
Samples
336
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€137,400
Transfer tax (ITP) 7% — Andalucía€9,618
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€481
Estimated total investment€148,499

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (152 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing