AtalayaAtalaya

Plaza De la Vila, 10

Cambrils, Tarragona • Other • Ref: #0B16C964

€99,000
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Size

137 m²

Price / m²

€722

OccupancyVacant
51
Plaza De la Vila, 10 — Cambrils
Photo: sareb
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

No photos (assumed poor)

Photo quality

Good

descriptionDescription

Local comercial en planta baja con una ubicación verdaderamente privilegiada y estratégica en pleno corazón de Cambrils, situado en la misma Pl. de la Vila. La propiedad cuenta con un acceso directo y gran visibilidad desde la propia plaza, ofreciendo una generosa superficie útil construida de 104 m². El gran atractivo de este inmueble radica en sus espacios exteriores, ya que dispone de dos patios privativos: uno de 9,70 m² y otro de 26,90 m², ideales para dotar al negocio de luz natural, ventilación o para su aprovechamiento según la actividad. Oportunidad única e ideal para emprendedores que busquen un local con alta afluencia peatonal, fuerte impacto comercial y un gran potencial para cualquier tipo de negocio en una de las zonas más emblemáticas del municipio.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
6490713CF3469A0002ZT
Cadastral area
137 m²
Year built
2008
Cadastral use
Commercial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 137.00m² en Cambrils a 722€/m² (mediana zona 3878€/m², delta -81.4%). Sin Fotos Publicadas. Posesión libre. Zona baja, 126 días en mercado.

trending_upStrengths

  • +Descuento del -81.4% frente a la mediana zonal (3878€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cambrils, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-81.4%Strong opportunity
Scope
Municipality
Zone median
€3,878 /m²
This asset
€722 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-46.2%Strong opportunity
Scope
Postal code
Zone median
€1,342 /m²
This asset
€722 /m²
Samples
9
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€99,000
Transfer tax (ITP) 10% — Cataluña€9,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€347
Estimated total investment€110,247

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceApr 2026 (127 days)
On Atalaya since1 Jul 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing