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Suelo Urbano Residencial en Catalunya

Aldea (l'), TarragonaLandRef: #0AF749D1

€35,000
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Size

415 m²

Price / m²

€84

OccupancyUnconfirmed
70
Suelo Urbano Residencial en Catalunya — Aldea (l')
Photo: Hipoges
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AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Actualmente, este activo precisa de adecuación y retirada de enseres, por lo que no se dispone de gran cantidad de fotografías y las existentes, pueden no corresponderse con la realidad Gran oportunidad de adquirir este suelo urbano consolidado ubicado en L´Aldea provincia de Tarragona. -Tipo de suelo: Urbano consolidado -Referencia catastral 8430703BF9183A0001EM -Orografía: Plana -Superficie del terreno: 415 m2 -Morfología del terreno: Rectangular -Edificabilidad: 1.075,00 m2 -Hipótesis: Se plantea construcción de planta baja garaje accesos y edificabilidad colmatada 100 % Planta primera y segunda se deja en el fondo un patio de 4 de ancho por el largo de 21 ml lo que nos da una ocupación en planta de 330 m2 por dos plantas. En total tenemos una edificabilidad estimada de 415 + 330 +330 = 1075,00 m2 que a razón de 4 viviendas son unas viviendas de 265.75 m2 La localidad cuenta con excelentes conexiones de transporte, lo que lo convierte en un punto clave dentro de la provincia de Tarragona: Por carretera: Acceso directo a la AP-7 y la N-340, principales vías de comunicación entre Barcelona, Tarragona y Valencia. A pocos kilómetros de L’Aldea se encuentran playas naturales como las de L’Ampolla y Deltebre, ideales para disfrutar del Mediterráneo. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
8430703BF9183A0001EM
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

70/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
Zoning
22/25
Legal liens
7/15
Zone liquidity
9/15

Suelo urbano (uso residencial) de 415.00m² en Aldea (l') a 84€/m² (mediana zona 123€/m², delta -31.7%). Posesión desconocida. Zona muy_baja, inventario reciente (1 días).

trending_upStrengths

  • +Descuento del -31.7% frente a la mediana zonal (123€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Aldea (l'), Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+110.0%Above anchor
Scope
City
Zone median
€40 /m²
This asset
€84 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€35,000
Transfer tax (ITP) 10% — Cataluña€3,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€39,800

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Aldea (l') by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing