AtalayaAtalaya

Calle Josep Puig i Cadafalch

Mataró, Barcelona • Retail • Ref: #0A8755FE

€255,000
open_in_newView original listing

Get new bank-owned properties in Mataró under your budget by email. Free.

Size

207 m²

Price / m²

€1,232

OccupancyVacant
69
Calle Josep Puig i Cadafalch — Mataró
Photo: Solvia
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •El suelo de madera se ve en buen estado general, aunque algunas zonas podrían necesitar pulido.
  • •El techo de paneles y las luminarias muestran signos de antigüedad y desgaste.
  • •Las paredes están pintadas en tonos neutros, pero algunas zonas presentan marcas o suciedad.
  • •La fachada del edificio es visible y parece estar en un estado aceptable, aunque no se aprecian detalles de las viviendas.

descriptionDescription

Local comercial de 207 m² ubicado en Mataró. Se trata de un local comercial distribuido en varias dependencias. Cuenta con acceso directo desde la calle, lo que facilita la entrada y salida de clientes y proveedores. Ubicado en el núcleo urbano, con buenos accesos por la carretera C-32 y la autopista AP-7. En términos de comunicación pública, Mataró dispone de servicios de autobuses, trenes, y está bien conectado con la red de Cercanías. En la localidad de Mataró, podemos encontrar una amplia gama de servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, y otros negocios comerciales. Además, destacan el Hospital de Mataró, el puerto deportivo de Mataró y el parque Central. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. Inmueble sujeto a 9 meses de carencia. Consultar bases legales en el apartado de documentos de la ficha de producto.

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1892419DF5919S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 197 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
12/15

Local comercial planta calle de 207.00m² en Mataró a 1232€/m² (mediana zona 745€/m², delta %). libre. Zona media, 196 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 16 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+66.5%Above anchor
Scope
City
Zone median
€740 /m²
This asset
€1,232 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€255,000
Transfer tax (ITP) 10% — Cataluña€25,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€893
Estimated total investment€282,393
Estimated refurbishment (state: mejorable)€83,000 – €145,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2026 (197 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Mataró by AI score

Calle Mare de Deu de la Cisa
86

Calle Mare de Deu de la Cisa

€141,517

€379/m² · 373 m²

View analysisarrow_forward
Rd Francesc Macia
75

Rd Francesc Macia

€86,000

€649/m² · 132.5 m²

View analysisarrow_forward
Calle Energía
75

Calle Energía

€195,000

€492/m² · 396 m²

View analysisarrow_forward
Calle Mexic
69

Calle Mexic

€85,000

€905/m² · 93.92 m²

View analysisarrow_forward
Calle America
69

Calle America

€94,910

€784/m² · 121.1 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing