AtalayaAtalaya

Calle Maresme

Cerdanyola del Vallès, Barcelona • Retail • Ref: #0A086022

€71,834
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Size

77 m²

Price / m²

€933

OccupancyVacant
69
Calle Maresme — Cerdanyola del Vallès
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Las paredes interiores muestran pintura desconchada y necesitan ser repintadas.
  • •El suelo presenta desgaste y suciedad, requiriendo limpieza o reemplazo.
  • •La zona de la barra y la cocina tienen instalaciones antiguas y desordenadas.

descriptionDescription

Local comercial de 77 m² ubicado en Cerdanyola del Vallès, Barcelona. Se trata de un local comercial de 77 m² distribuidos en varias dependencias, con 2 baños. Cuenta con acceso directo desde calle, lo que facilita la entrada y salida de clientes y proveedores. El local comercial se sitúa en el núcleo urbano de Cerdanyola del Vallès, con accesos principales por la autopista C-58 y la autovía AP-7. La zona dispone de líneas de autobuses urbanos e interurbanos y estación de tren de Cercanías Renfe, facilitando la conexión con Barcelona y municipios del entorno. En el barrio se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Con nuestros servicios podrá encontrar local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7641901DF2974B

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 202 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
7/15

Local comercial planta calle de 77.00m² en Cerdanyola del Vallès a 933€/m² (mediana zona 676€/m², delta %). libre. Zona muy_baja, 201 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 571 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cerdanyola del Vallès, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+38.2%Above anchor
Scope
Province (MITMA)
Zone median
€675 /m²
This asset
€933 /m²
Samples
538
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€71,834
Transfer tax (ITP) 10% — Cataluña€7,183
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€80,317
Estimated refurbishment (state: mejorable)€31,000 – €54,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2026 (202 days)
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing