AtalayaAtalaya

Calle Valencia

Petrer, Alicante • Apartment • Ref: #09EEDE97

€95,000-42% vs area market
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Size

148 m²

Price / m²

€642

Rooms

4

OccupancyVacant
81
Calle Valencia — Petrer
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de tres dormitorios y un baño. Se encuentra en la cuarta planta de un edificio residencial de cuatro plantas sobre rasante, el cual no dispone de ascensor. Situado en Petrer, provincia de Alicante. La vivienda se distribuye en tres dormitorios, salón-comedor, cocina independiente y un baño. La superficie construida de la vivienda es de 148 m². Cuenta con cocina amueblada con muebles altos y bajos. Dispone de suelos de gres en todas las estancias. Petrer se encuentra a 37 kilómetros de Alicante , el término municipal está atravesado por la Autovía de Alicante A-31 , que integra a la N-330 entre los pK 32 y 40. Además, la carretera CV-837 permite la comunicación con Castalla a través de las montañas de Catí. En su entorno existen viviendas plurifamiliares de similares características. La zona cuenta con todo tipo de servicios básicos, tales como, sanitarios, educativos, restaurantes, supermercados, comercios. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
3218714XH9631N0002BR

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

81/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 148.00m² en Petrer a 642€/m² (mediana zona 1114€/m², delta -42.4%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -42.4% frente a la mediana zonal (1114€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Petrer, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-42.4%Strong opportunity
Scope
Municipality
Zone median
€1,114 /m²
This asset
€642 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-8.2%In line
Scope
Postal code
Zone median
€699 /m²
This asset
€642 /m²
Samples
9
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€95,000
Transfer tax (ITP) 10% — Comunitat Valenciana€9,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€333
Estimated total investment€105,833

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing