AtalayaAtalaya

Flat For Sale In C Alentejo 21 Almeria Almería

Almeria • Apartment • Ref: #0974605F

€336,000-47% vs area market
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Size

284 m²

Price / m²

€1,183

Rooms

3

OccupancyUnconfirmed
45
Flat For Sale In C Alentejo 21 Almeria Almería — Almeria
Photo: Servihabitat
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada presenta un buen estado general, con ladrillo caravista y ventanas con persianas.
  • •El garaje tiene el suelo embaldosado y paredes pintadas, aunque se aprecian algunas manchas.
  • •Los interiores muestran suelos de gres y paredes con pintura en buen estado, aunque con algunos detalles de desgaste.
  • •El baño está completo con sanitarios funcionales, pero el alicatado y el estilo son algo anticuados.

descriptionDescription

C. Alentejo, 21. Estado: second-hand

Characteristics

Bathrooms

2

Terrace

No

Parking

No

Year built

2006

Pool

No

Storage room

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 284 m² but the cadastre records 334 m² (+18%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0385047WF5708N
Cadastral area
334 m²
Year built
2006
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Medium

Score breakdown

Zone delta
8/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
9/15

Vivienda de 284.00m² en Almeria a 1183€/m² (mediana zona 2215€/m², delta -46.6%). Estado Mejorable. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

trending_upStrengths

  • +Descuento del -46.6% frente a la mediana zonal (2215€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Almeria, Almeria

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-46.6%Strong opportunity
Scope
Municipality
Zone median
€2,215 /m²
This asset
€1,183 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+0.6%In line
Scope
Postal code
Zone median
€1,176 /m²
This asset
€1,183 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€336,000
Transfer tax (ITP) 7% — Andalucía€23,520
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,176
Estimated total investment€361,696
Estimated refurbishment (state: mejorable)€113,500 – €199,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing