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AtalayaAtalaya

Calle León

Villafranca, NavarraLandRef: #094B8D25

€15,000
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Size

147 m²

Price / m²

€102

OccupancyUnconfirmed
70
Calle León — Villafranca
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Solar de 147 m² ubicado en Villafranca, Navarra. Se trata de un solar de un edificio demolido 147 m². Cuenta con todas las infraestructuras básicas necesarias, como alumbrado público, suministro de agua, suministro eléctrico, red viaria y acerado. El solar se sitúa en el núcleo urbano de Villafranca, una localidad consolidada de la Ribera de Navarra, con buenos accesos por la AP-15, que dispone de salida directa a la población, así como por carreteras autonómicas que conectan con el resto de la comarca. Dispone de comunicaciones públicas mediante líneas de autobús interurbano que enlazan con otras poblaciones de la comunidad y de estación de tren en la propia localidad, integrada en la red ferroviaria regional. En la zona se pueden encontrar supermercados cercanos, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y pequeño comercio de proximidad. Entre los servicios y puntos de interés de la localidad destacan el Centro de Salud de Villafranca, el polideportivo municipal, las piscinas municipales y espacios verdes como el Parque del Conde, que aportan calidad de vida y funcionalidad al entorno urbano. Con nuestros servicios podrá encontrar el solar que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
03-0142-01-004

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 229 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

70/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
Zoning
22/25
Legal liens
10/15
Zone liquidity
6/15

Suelo urbano (uso unknown) de 147.35m² en Villafranca a 102€/m² (mediana zona 139€/m², delta -26.6%). Posesión desconocida. Zona baja, 226 días en mercado.

trending_upStrengths

  • +Descuento del -26.6% frente a la mediana zonal (139€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villafranca, Navarra

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-35.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€159 /m²
This asset
€102 /m²
Samples
174
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€15,000
Transfer tax (ITP) 6% — Navarra€900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€17,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (229 days)
On Atalaya since30 Aug 2026
Last updated30 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing