AtalayaAtalaya

Casa en Ubrique

Ubrique, Cádiz • House • Ref: #0905CAF9

€32,000
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Size

120 m²

Price / m²

€267

Rooms

2

OccupancyUnconfirmed
21
Casa en Ubrique — Ubrique
Photo: Hipoges
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¿Deseas convertir la casa de tus sueños en una realidad? ¡Esta es tu oportunidad! Les ofrecemos en exclusiva esta vivienda a reformar con la posibilidad de convertirlo en la vivienda que siempre has querido y poder adquirirla en propiedad, con una superficie de 120m² muy bien distribuida en 2 dormitorios, 1 baño, salón, comedor, cocina y patio, ubicado en la localidad de Ubrique, provincia de Cádiz. Ubrique, en Cádiz, cuenta con un centro de salud y cercanía a hospitales en Villamartín y Ronda. Dispone de colegios, institutos y formación profesional, con acceso a universidades en Cádiz y Sevilla. Su comercio destaca por la marroquinería, junto con supermercados y tiendas locales. Rodeado de naturaleza, ofrece turismo rural y gastronomía típica. Conectado por la A-373 y A-374, tiene autobuses a ciudades cercanas. Ubrique se encuentra en las proximidades del Parque Natural de la Sierra de Grazalema, un área montañosa declarada Reserva de la Biosfera por la UNESCO. Esta sierra es conocida por sus imponentes picos, gargantas profundas, bosques frondosos y una gran diversidad de flora y fauna. Los amantes de la naturaleza pueden disfrutar de numerosas rutas de senderismo que ofrecen vistas panorámicas espectaculares. El entorno combina la belleza natural de la Sierra de Grazalema con el encanto de un pueblo andaluz, ofreciendo a los visitantes la oportunidad de disfrutar de la naturaleza, la cultura y la artesanía local. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1960

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 120 m² but the cadastre records 94 m² (-22%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1920507TF8612B
Cadastral area
94 m²
Year built
1960
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

21/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 120.00m² en Ubrique a 267€/m² (mediana zona 2318€/m², delta -88.5%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

trending_upStrengths

  • +Descuento del -88.5% frente a la mediana zonal (2318€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ubrique, Cádiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-88.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,318 /m²
This asset
€267 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-76.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,130 /m²
This asset
€267 /m²
Samples
267
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€32,000
Transfer tax (ITP) 7% — Andalucía€2,240
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€35,540

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing