Saltar al contenido
AtalayaAtalaya

Calle Benet Pons i Fabregues, 15

Palma, Illes BalearsLandRef: #0886F9DD

€362,000
open_in_newView original listing

Get new bank-owned properties in Palma under your budget by email. Free.

OccupancyVacant
63
Calle Benet Pons i Fabregues, 15 — Palma
Photo: sareb
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Obra parada (Planta baja + 4 plantas) ejecutada al 35%, en la calle Benet Pons i Fabregues, nº 15 de Palma de Mallorca. Consta de 3 locales (1 en planta baja, 1 en planta 1 ª y 1 en planta 2ª) y 6 viviendas (1 en planta 1ª, 1 en planta 2ª, 2 en planta 3ª y 2 en planta 4ª). La superficie construida total es de 400 m2 (unos 80 m2 por planta). Se encuentra cercano a la Plaça de Guillem Moragues, en el barrio de Pere Garau, totalmente consolidado. Palma es uno de los destinos más emblemáticos del Mediterráneo. Situada en una amplia bahía de aguas cristalinas, combina historia, cultura, patrimonio y modernidad en un entorno privilegiado que atrae a visitantes de todo el mundo. Palma ofrece una amplia oferta cultural y de ocio, con museos, galerías de arte, teatros, mercados tradicionales y una animada vida urbana. Su elegante paseo marítimo, el puerto deportivo y las numerosas terrazas y restaurantes permiten disfrutar del clima mediterráneo durante gran parte del año. Cosmopolita y acogedora, Palma de Mallorca combina la esencia de una ciudad histórica con los servicios y comodidades de una moderna capital europea, ofreciendo una experiencia única donde el mar, la cultura y la calidad de vida se encuentran en perfecta armonía.

Characteristics

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1506613DD7810F0001EL
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 453 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
0/15

Suelo urbanizable (unknown) de ?m² en Palma a ?€/m². Sin referencia zonal. Posesión libre. Zona muy_baja, stock estancado (452 días).

trending_upStrengths

  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • Sin referencia zonal específica para land en esta zona
  • 452 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Palma, Illes Balears

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

Scope
Province (MITMA)
Zone median
€226 /m²
Samples
27
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€362,000
Transfer tax (ITP) 8% — Illes Balears€28,960
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,267
Estimated total investment€393,227

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJun 2025 (453 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Palma by AI score

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing