AtalayaAtalaya

Calle Fray Lorenzo Pérez

Pastrana, Guadalajara • Retail • Ref: #0823DA2F

€68,000
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Size

103 m²

Price / m²

€659

OccupancyOccupied · no titleDeduced by AI
24
Calle Fray Lorenzo Pérez — Pastrana
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

 Oportunidad sólo para inversores. El activo se encuentra ocupado por persona sin justo título. Debido al estado ocupacional del activo, no se pueden realizar visitas al mismo. Local comercial con una superficie de 103 m² en venta situado en la localidad de Pastrana, provincia de Guadalajara. Construido en 2004, se trata de un local comercial con una superficie de 103 m², situado en planta baja y con acceso directo e independiente desde la calle. La localidad está comunicada por carretera, mediante el acceso viario CM-200. La zona dispone de equipamiento variado, restaurantes, instituto, gasolinera, parques, gimnasio, etc. Con los servicios de Solvia podrá encontrar el local que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

Yes

Year built

2004

Pool

No

Air conditioning

No

Heating

No

Garden

No

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 734 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

24/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
2/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Local comercial planta unknown de 103.25m² en Pastrana a 659€/m² (mediana zona 379€/m², delta %). con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 29 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • −IA detectó: El activo se encuentra ocupado por persona sin justo título.
  • −733 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pastrana, Guadalajara

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+73.9%Above anchor
Scope
Province (MITMA)
Zone median
€379 /m²
This asset
€659 /m²
Samples
27
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€68,000
Transfer tax (ITP) 9% — Castilla-La Mancha€6,120
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€75,420

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2024 (734 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing