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AtalayaAtalaya

Partida Almassil

Finestrat, AlicanteHouseRef: #05CB6357

€419,000-43% vs area market
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Size

268 m²

Price / m²

€1,562

Rooms

4

OccupancyVacantDeduced by AI
66
Partida Almassil — Finestrat
Photo: Solvia
1 / 44

AI visual analysis

Automated analysis · physical condition

44 of 44 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Salon: Las paredes presentan manchas y desconchones, y el suelo de baldosas está desgastado.
  • Salon: La chimenea es antigua y necesita una limpieza o renovación.
  • Fachada: La fachada de piedra está en buen estado general, aunque la vegetación cercana necesita mantenimiento.

descriptionDescription

Chalet aislado de 268 m² ubicado en Finestrat, Alicante. Se trata de un chalet aislado de 268 m² desarrollados en dos plantas y distribuidos en salón-comedor, cocina, 4 dormitorios y 2 baños. Además, existen dentro de la parcela 3 edificaciones auxiliares de las siguientes superficies construidas: Cochera de 27 m²; Aljibe bajo cochera de 28 m²; Barbacoa de 27 m² y corral de 29 m². Ubicado en la partida Almassil, a pocos minutos de Finestrat, ideal para aquellos que buscan un entorno residencial apartado del bullicio urbano pero bien comunicado con las áreas circundantes. Cuenta con fácil acceso por la CV-767, y está a poca distancia de la AP-7, lo que conecta directamente con distintas localidades. En Finestrat se encuentran servicios como supermercados, restaurantes, instalaciones deportivas, y centros educativos. Además, esta ubicación ofrece cercanía al centro comercial La Marina, donde se pueden disfrutar de numerosas tiendas y opciones de ocio. Para los amantes del golf, el campo Villaitana se encuentra en las proximidades. Respecto a las comunicaciones públicas, la población dispone de servicio de autobuses que facilitan la movilización hacia Benidorm y otras áreas circundantes. Gracias a su ubicación privilegiada, los residentes tienen fácil acceso a las playas de Benidorm y al parque Terra Mítica, ofreciendo un abanico de actividades para toda la familia. Con nuestros servicios podrá encontrar el chalet que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2002

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 268.22 m² but the cadastre records 414 m² (+54%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
03069A003003540001FK
Cadastral area
414 m²
Year built
2002
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 755 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 268.22m² en Finestrat a 1562€/m² (mediana zona 2764€/m², delta -43.5%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -43.5% frente a la mediana zonal (2764€/m²)
  • +IA detectó: No se menciona ocupación en la descripción.

warningRisks

  • 753 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Finestrat, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-43.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,764 /m²
This asset
€1,562 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+26.1%Above anchor
Scope
Province (MITMA)
Zone median
€1,239 /m²
This asset
€1,562 /m²
Samples
899
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€419,000
Transfer tax (ITP) 10% — Comunitat Valenciana€41,900
Notary (est.)€629
Land Registry (est.)€419
Admin agency (est.)€1,467
Estimated total investment€463,415
Estimated refurbishment (state: mejorable)€107,500€188,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2024 (755 days)
On Atalaya since10 Apr 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing