AtalayaAtalaya

Casa Independiente en Dalt

Olesa de Montserrat, Barcelona • House • Ref: #04B26B7C

€169,000
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Size

271 m²

Price / m²

€624

Rooms

3

OccupancyUnconfirmed
46
Casa Independiente en Dalt — Olesa de Montserrat
Photo: Hipoges
1 / 15

AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta vivienda luminosa y acogedora, con una distribución óptima que incorpora amplios ventanales para una entrada generosa de luz natural, creando una sensación de amplitud y calidez en cada uno de sus espacios y habitaciones, ubicada en la encantadora localidad de Olesa de Montserrat, en la provincia de Barcelona. Esta casa cuenta con una superficie aproximada de 271 m² y se distribuye en salón-comedor, cocina independiente, 3 dormitorios y 1 baño, lista para convertirse en su próxima vivienda en propiedad. Olesa de Montserrat dispone de un centro de atención primaria y varias farmacias; además, cuenta con el Hospital de Martorell en las cercanías para atención especializada. En el ámbito educativo, ofrece centros de educación infantil, primaria y secundaria, así como una escuela municipal de artes y oficios. El comercio local es variado, con tiendas que cubren las necesidades diarias. Entre sus ventajas destacan el entorno natural, la proximidad a la montaña de Montserrat y una rica tradición cultural. En cuanto a conexiones terrestres, está bien comunicada mediante las carreteras C-55 y B-120, y cuenta con una estación de Ferrocarriles de la Generalitat de Cataluña que la conecta con Barcelona y otras localidades No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1700

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 271 m² but the cadastre records 237 m² (-13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7701030DF0070S
Cadastral area
237 m²
Year built
1700
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
8/15

Vivienda de 271.00m² en Olesa de Montserrat a 624€/m² (mediana zona 2727€/m², delta -77.1%). Buen Estado. Posesión desconocida. Zona muy_baja, inventario reciente (89 días).

trending_upStrengths

  • +Descuento del -77.1% frente a la mediana zonal (2727€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Olesa de Montserrat, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-77.1%Strong opportunity
Scope
Municipality
Zone median
€2,727 /m²
This asset
€624 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-57.2%Strong opportunity
Scope
City
Zone median
€1,459 /m²
This asset
€624 /m²
Samples
14
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€169,000
Transfer tax (ITP) 10% — Cataluña€16,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€592
Estimated total investment€187,492

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing