AtalayaAtalaya

Calle Manuel Bello Ramos

Adeje, Santa Cruz de Tenerife • Apartment • Ref: #0383F333

€250,000
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Size

55 m²

Price / m²

€4,540

Rooms

2

OccupancyVacant
50
Calle Manuel Bello Ramos — Adeje
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 2 dormitorios en Adeje, Santa Cruz de Tenerife. Situado en zona residencial con todos los servicios, esta luminosa vivienda de segunda mano completamente reformado y 55 m² ofrece muy buena conexión tanto por transporte público, con las líneas de autobús 417, 447, 448, 460, 473, como por transporte privado y fácil acceso a la autopista del Sur TF-1. Su cercanía a colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud, farmacias y el Ayuntamiento a 5 minutos caminando, la convierten en una propuesta inteligente a un precio accesible. En una opción para construir un hogar y entrar a vivir de inmediato. La vivienda se encuentra en un edificio construido en 2005. Tiene una superficie de 55 m² distribuidos salón-comedor, 2 dormitorios, uno de ellos con armario empotrado, cocina, 1 baño amueblado y balcón con amplias vistas. La cocina está equipada con muebles altos y bajos, placa vitrocerámica, horno y extractor de humos. Las fotografías no reflejan la realidad exacta al encontrarse el activo en proceso de adecuación. Por todo ello, esta vivienda en Adeje representa una oportunidad para entrar a vivir con su familia.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2005

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 55.07 m² but the cadastre records 75 m² (+36%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0616602CS3101S0012XA
Cadastral area
75 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 265 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 55.07m² en Adeje a 4540€/m² (mediana zona 4157€/m², delta +9.2%). Buen Estado. Posesión libre. Zona muy_baja, 264 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Adeje, Santa Cruz de Tenerife

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+9.2%Above anchor
Scope
Municipality
Zone median
€4,157 /m²
This asset
€4,540 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-13.3%Good price
Scope
Postal code
Zone median
€5,237 /m²
This asset
€4,540 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€250,000
Transfer tax (ITP) 6.5% — Canarias€16,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€875
Estimated total investment€268,125

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2025 (265 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing