AtalayaAtalaya

Piso en Constanza de Castro

Centro histórico, Viveiro, Lugo • Apartment • Ref: #02547DCA

€105,000-26% vs area market
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Size

137 m²

Price / m²

€766

Rooms

4

OccupancyUnconfirmed
55
Piso en Constanza de Castro — Centro histórico, Viveiro
Photo: Hipoges
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir en propiedad este piso situado en un edificio residencial con una superficie de 137m² bien distribuidos en luminoso salón-comedor, amplia cocina independiente equipada, 4 dormitorios, 2 cuartos de baño, y 1 gran terraza donde disfrutar de tu tiempo libre, ubicado en la localidad de Viveiro, provincia de Lugo. Estado interior en buen estado general, y con múltiples opciones y posibilidades para reformar/actualizar. Inmejorable inmueble para desarrollar tu proyecto de reforma o adecuación. Diseña el hogar de tus sueños a medida, gracias a las numerosas posibilidades de la vivienda. El piso se encuentra en el centro histórico de la ciudad de Viveiro, una ciudad costera con una rica historia y patrimonio cultural. La calle en sí es una pequeña calle empedrada que conecta la Plaza Mayor con la Plaza de Santa María. Está flanqueada por edificios históricos de piedra. La zona es muy pintoresca y atractiva, con muchas calles estrechas y plazas que conservan el encanto de la arquitectura gallega tradicional. En los alrededores se pueden encontrar tiendas locales, restaurantes, bares y otros servicios. La zona es muy animada y concurrida durante los meses de verano, cuando la ciudad atrae a muchos turistas. Por lo tanto la vivienda disfruta de un entorno tranquilo y natural, pero sin renunciar a todos los servicios, equipamientos y atractivos necesarios para una gran calidad de vida. Sus accesos, comunicaciones y transportes harán que tengas todo a tu alcance. No lo dudes, invertir en el inmueble que te ofrecemos será una apuesta segura. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

1

Elevator

No

Terrace

Yes

Parking

No

Year built

1989

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3455937PJ1335N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
1/15

Vivienda de 137.00m² en Viveiro a 766€/m² (mediana zona 1082€/m², delta -29.2%). Buen Estado. Posesión desconocida. Zona muy_baja, 114 días en mercado.

trending_upStrengths

  • +Descuento del -29.2% frente a la mediana zonal (1082€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro histórico, Viveiro, Lugo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-29.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,082 /m²
This asset
€766 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€105,000
Transfer tax (ITP) 9% — Galicia€9,450
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€368
Estimated total investment€115,818

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
27 Aug 2026
€109,000arrow_forward€105,000-3.67%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing