AtalayaAtalaya

Camino De Dalías

Los Depósitos, Roquetas de Mar, Almería • Apartment · Auction • Ref: #014A869C

€153,297
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OccupancyOccupied · type to verify
61
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBAN VIVIENDA CALIFICADA DEFINITIVAMENTE DE PROTECCIÓN OFICIAL, promoción privada, tipo "Variante", en planta cuarta de edificio de seis plantas, con fachada al Norte, a Camino de Dalías. Finca registral 15.449 inscrita en el Registro de la Propiedad Nº 1 de Roquetas de Mar.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€153,297
Detalle cargasHIPOTECA a favor de CITIFIN SA EFC, para responder de CIENTO SIETE MIL TRESCIENTOS OCHO EUROS de principal; NUEVE MIL SEISCIENTOS CINCUENTA Y SIETE EUROS CON SETENTA Y DOS CENTIMOS de intereses ordinarios; VEINTIOCHO MIL NOVECIENTOS SETENTA Y TRES EUROS CON DIECISEIS CENTIMOS de intereses de demora; DOCE MIL OCHOCIENTOS SETENTA Y SEIS EUROS CON NOVENTA Y SEIS CENTIMOS para costas y gastos; y DOS MIL CIENTO CUARENTA Y SEIS EUROS CON DIECISEIS CENTIMOS para gastos extrajudiciales. ANOTACIÓN PREVENTIVA DE EMBARGO a favor de la TESORERIA GENERAL DE LA SEGURIDAD SOCIAL, por un importe total a embargar de CUATRO MIL NOVECIENTOS SESENTA Y CUATRO EUROS CON DIECINUEVE CÉNTIMOS. ANOTACIÓN PREVENTIVA DE EMBARGO a favor del AYUNTAMIENTO DE ROQUETAS DE MAR, en reclamación de la cantidad total de CUATRO MIL CUATROCIENTOS SIETE EUROS CON CINCO CÉNTIMOS. ANOTACIÓN PREVENTIVA DE EMBARGO a favor de la TESORERIA GENERAL DE LA SEGURIDAD SOCIAL, por un importe total a embargar de SIETE MIL CIENTO SETENTA Y TRES EUROS CON NOVENTA CÉNTIMOS.
Hipoteca€142,953
Embargos€10,344
Puja mínima€153,297
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, anotacion_preventiva, embargo, servidumbre
Análisis riesgoLa propiedad está ocupada por el ejecutado como vivienda habitual, lo que podría alargar el proceso de desalojo. Existen múltiples cargas registrales, incluyendo hipoteca y varios embargos, lo que añade complejidad.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
13/15
BOE bonus
3/6

Subasta BOE en Roquetas de Mar a 153,297€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 2 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 2 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Depósitos, Roquetas de Mar, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality
Zone median
€2,667 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€153,297
Transfer tax (ITP) 7% — Andalucía€10,731
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€537
Estimated total investment€165,565

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 3 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (18 days)
On Atalaya since1 Sept 2026
Last updated1 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing