AtalayaAtalaya

Calle Desamparados

Alcalà de Xivert, Castellón • House • Ref: #008351D2

€29,000
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Size

162 m²

Price / m²

€179

Rooms

7

OccupancyVacant
43
Calle Desamparados — Alcalà de Xivert
Photo: Solvia
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto descuidado con cables expuestos y suciedad.
  • •Dormitorio: Las paredes del dormitorio muestran desconchones y suciedad, con el techo en mal estado.
  • •Cocina: La cocina tiene un aspecto muy antiguo, con azulejos y fregadero deteriorados.
  • •Bano: El baño presenta un lavabo y un inodoro antiguos, con azulejos en las paredes.

descriptionDescription

Magnífica vivienda unifamiliar de tres plantas. Situada en el municipio de Alcalà de Xivert, en la provincia de Castellón. Se distribuye en cuatro cuartos de baño, salón-comedor, cocina independiente, siete dormitorios y terraza. El inmueble cuenta con una superficie aproximada de 162 m². La puerta de entrada es metálica, ventanas de madera barnizadas en color, suelo de plaquetas cerámicas de gres, carpintería interior de madera barnizada, pintura lisa, cocina y baños alicatados y armarios empotrados. Se encuentra en una zona muy próximo al centro del municipio, rodeado de viviendas de similares características. En su entorno podemos encontrar servicios, tales como, colegio, restaurantes, supermercado y comercios de distinto índole, entre otros. Dispone de buenas conexiones con la Red Nacional de Carreteras (N-340) y Autopistas (AP-7) Necesita reforma integral. .

Characteristics

Bathrooms

4

Elevator

No

Year built

1887

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

D

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 162.3 m² but the cadastre records 203 m² (+25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4254819BE6645S0001JW
Cadastral area
203 m²
Year built
1887
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 162.30m² en Alcalà de Xivert a 179€/m² (mediana zona 1553€/m², delta -88.5%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -88.5% frente a la mediana zonal (1553€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −916 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcalà de Xivert, Castellón

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-88.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,553 /m²
This asset
€179 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-74.6%Strong opportunity
Scope
Postal code
Zone median
€705 /m²
This asset
€179 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€29,000
Transfer tax (ITP) 10% — Comunitat Valenciana€2,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€33,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 Jun 2026
€37,000arrow_forward€29,000-21.62%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since13 May 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing