AtalayaAtalaya

Piso en Roma

Cartagena, Murcia • Apartment • Ref: #002BEF2E

€158,000-43% vs area market
open_in_newView original listing

Get new bank-owned properties in Cartagena under your budget by email. Free.

Size

113 m²

Price / m²

€1,398

Rooms

3

OccupancyUnconfirmed
74
Piso en Roma — Cartagena
Photo: Hipoges
1 / 28

AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: Las paredes y el suelo están en buen estado, con un aspecto limpio y cuidado.
  • •Cocina: La cocina está equipada con electrodomésticos modernos y armarios en buen estado.
  • •Balcon: El balcón tiene un lavadero y un fregadero, con paredes en buen estado.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Les ofrecemos en exclusiva este inmueble que puedes adquirir en propiedad, en Cartagena provincia de Murcia. Piso en edificio residencial con ascensor. En buen estado general, cuenta con climatización por conductos, acristalamiento térmico, armarios empotrados y cocina equipada con salida a galería-lavadero. Se distribuye en amplio salón-comedor con ventanal, cocina con lavadero, tres dormitorios (uno de ellos en suite) y baño completo. Se encuentra ubicado en una zona residencial muy bien comunicada, y con todos los servicios y equipamientos cercanos ( supermercados , parques , centros educativos, etc. ). Tendrás todo lo que necesitas para una gran calidad de vida, pudiendo aprovechar la cercanía con la capital si lo deseas. Cartagena es un municipio y ciudad española, situada en la costa del mar Mediterráneo, en la comunidad autónoma de la Región de Murcia. Es capital de la comarca natural del Campo de Cartagena y de la provincia marítima de Cartagena y sede de la Asamblea Regional de Murcia, órgano legislativo de la comunidad autónoma. Por lo tanto el inmueble cuenta con todo lo necesario para convertirse en tu nuevo hogar, o bien tu próxima inversión inmobiliaria. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

3

Elevator

Yes

Terrace

No

Parking

No

Year built

2006

Pool

No

Air conditioning

Yes

Heating

No

Storage room

No

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
9048501XG7694N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

74/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
11/15

Vivienda de 113.00m² en Cartagena a 1398€/m² (mediana zona 2455€/m², delta -43.1%). Buen Estado. Posesión desconocida. Zona media, inventario reciente (31 días).

trending_upStrengths

  • +Descuento del -43.1% frente a la mediana zonal (2455€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cartagena, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-43.1%Strong opportunity
Scope
Municipality
Zone median
€2,455 /m²
This asset
€1,398 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+98.3%Above anchor
Scope
City
Zone median
€705 /m²
This asset
€1,398 /m²
Samples
174
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€158,000
Transfer tax (ITP) 8% — Murcia€12,640
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€553
Estimated total investment€172,193

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 Jul 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Cartagena by AI score

Piso en Muelle Santa Lucia
80

Piso en Muelle Santa Lucia

€63,000

€1,167/m² · 54 m²

View analysisarrow_forward
Piso en Almansa
80

Piso en Almansa

€75,600

€879/m² · 86 m²

View analysisarrow_forward
Piso en Alcalde Mora Ripoll
80

Piso en Alcalde Mora Ripoll

€94,000

€949/m² · 99 m²

View analysisarrow_forward
Piso en Ruben Dario ( Barrio Peral )
80

Piso en Ruben Dario ( Barrio Peral )

€63,000

€913/m² · 69 m²

View analysisarrow_forward
Cl Licenciado Cascales
79

Cl Licenciado Cascales

€114,000

€1,030/m² · 110.68 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing